Ledgix · Credit card

Coming soon

Secured credit.
Made for your wallet.

A virtual Visa secured credit card for Apple Wallet and Google Wallet. Keep your card on your phone and pay in stores, in apps and online where supported.

Contact LedgixView card details
Applications are not open yet.

Card fees, deposit and repayment.

Security deposit
$200Minimum deposit

Backs your credit account. It does not pay for purchases.

Annual and monthly fees
$0Annual fee$0Monthly fee
Repayment
Pay in full each monthRepay your full statement balance. Earlier or daily payments are optional.

Your security deposit does not replace your monthly payment.

Final eligibility, credit limits, other charges and terms for returning your deposit will be provided before applications open.

How secured credit works.

Your deposit backs the account. Repay purchases separately.

YOUR SECURITY DEPOSIT

Backing for
your account.

Purchases create a separate balance to repay.
Purchases & repaymentOne purchase, from start to finish
  1. 01

    Use your card

    Pay with your credit card through your digital wallet.

  2. 02

    Review your statement

    See the purchases you need to repay.

  3. 03

    Pay in full

    Repay your full statement balance each month. Earlier or daily payments are optional.

Example: a $64.00 purchase is repaid separately. Your security deposit does not pay your purchase bill.

From card to wallet

Preview the wallet experience.

See the typical steps for Apple Wallet and Google Wallet. Applications are not open yet.

Follow the instructions from your wallet app and card issuer. Availability depends on your card, device and region.

Contact Ledgix

Email Ledgix with questions about the card. Inquiries do not submit an application or subscribe you to launch updates.

View wallet previewHide wallet preview

Start in Apple Wallet.

Tap +, choose Debit or Credit Card, then Continue. Enter your Ledgix card details manually.

Before launch

Credit card questions.

Credit card help
Can I apply for the Ledgix credit card now?

Applications are not open yet. Contact Ledgix with questions about the card. An inquiry does not submit an application or subscribe you to launch updates.

How does the security deposit work?

The minimum security deposit is $200. It backs your credit account; it does not pay for purchases. The card agreement will explain credit limits and when and under what conditions your deposit can be returned. These terms will be provided before applications open.

What fees and repayments apply?

The annual fee is $0, and the monthly fee is $0. Repay your full statement balance each month. Earlier or daily payments are optional. Your security deposit does not replace your monthly payment. Other charges and final terms will be provided before applications open.

Can I use Ledgix with Apple Wallet or Google Wallet?

When the credit card service launches, eligible cards can be added to Apple Wallet or Google Wallet for purchases at participating stores, in apps and online. Availability depends on your card, device and region; wallet and merchant acceptance requirements apply.

Apple Wallet: Use the add-card option for a debit or credit card, enter your card details manually, and complete any verification requested by your issuer.

Google Wallet: Add a new payment card, enter and save your card details, review the issuer terms, and complete any requested verification. Preview the wallet experience.

What if I lose my phone?

Use Apple Find My or Google Find Hub to secure your device. Contact Ledgix promptly about your card and any unrecognized purchases.

Where will I manage my credit card account?

You’ll manage your credit card account and get support through Ledgix when the service launches.