ISO 20022 · Cancellation reason

UAPAUnauthorized Payment

Registered in sourceSource release: August 2026 (v3)

Published definition

The Debtor is requesting a return of the payment because the payment was not properly authorized. Usage: This code can be used in the case where a Credit Transfer was made without proper authorization from the Debtor. This could be due to compromised end user credentials.

Additional source information

CR0988

Code set and usage

Cancellation reason contains 33 registered codes. Its exact identifier is ExternalCancellationReason1Code.

Specifies the cancellation reason, as published in an external cancellation reason code set. External code sets can be downloaded from www.iso20022.org.

Use the code with the applicable message version and implementation guide. A matching code value alone does not establish the same meaning in another set.

View 28 published message references