ISO 20022 · External code set

Creditor agent instruction codes

Specifies further instructions concerning the processing of a payment instruction, as provided to the creditor agent.

14 registered codesSource release: August 2026 (v3)
Registered codes in ExternalCreditorAgentInstruction1Code. Select a code for its full definition and source details.
CodePublished name and definition
CHQBPay Creditor By Cheque

(Ultimate) creditor must be paid by cheque.

HOLDHold Cash For Creditor

Amount of money must be held for the (ultimate) creditor, who will call. Pay on identification.

PHOBPhone Beneficiary

Please advise/contact (ultimate) creditor/claimant by phone.

PRTKPayer Token Requested

Indicates that a payer token is requested/used.

RECIReceiver Customer Information

Further information regarding the intended recipient.

SEIDSecondary Identification

Use of Secondary Identification of Creditor Account (which may relate to Head Office Collection Account, Building Society Roll Number or Credit Card Primary Account Number).

TELBTelecom

Please advise/contact (ultimate) creditor/claimant by the most efficient means of telecommunication.

TKCMToken Counterparty Mismatch

Token found with counterparty mismatch.

TKSGToken Single Use

Single Use Token already used.

TKSPToken Suspended

Token found with suspended status.

TKVEToken Value Limit Exceeded

Token found with value limit rule violation.

TKXPToken Expired

Token expired.

TOKNToken

Token information.

VLTKToken Validation

Additional validation information to be used in conjunction with the token.

Message references 65

Versions listed in the source workbook, including older versions. This list does not establish which messages a bank, network or provider supports.

  • camt.087.001.07Request To Modify Payment V07
  • pain.001.001.12Customer Credit Transfer Initiation V12
  • pacs.008.001.12FI To FI Customer Credit Transfer V12
  • acmt.031.001.04Account Switch Request Balance Transfer V04
  • acmt.027.001.04Account Switch Information Request V04
  • acmt.029.001.04Account Switch Cancel Existing Payment V04
  • acmt.029.001.03Account Switch Cancel Existing Payment V03
  • pacs.008.001.10FI To FI Customer Credit Transfer V10
  • pacs.010.001.05Financial Institution Direct Debit V05
  • pacs.008.001.11FI To FI Customer Credit Transfer V11
  • pain.013.001.10Creditor Payment Activation Request V10
  • trck.002.001.03Payment Status Tracker Report V03
  • pacs.008.001.13FI To FI Customer Credit Transfer V13
  • trck.004.001.04Payment Status Customer Tracker Report V04
  • acmt.029.001.05Account Switch Cancel Existing Payment V05
  • pacs.009.001.13Financial Institution Credit Transfer V13
  • acmt.034.001.06Account Switch Request Payment V06
  • camt.028.001.11Additional Payment Information V11
  • pain.001.001.13Customer Credit Transfer Initiation V13
  • trck.002.001.04Payment Status Tracker Report V04
  • acmt.032.001.04Account Switch Balance Transfer Acknowledgement V04
  • pain.013.001.09Creditor Payment Activation Request V09
  • trck.004.001.03Payment Status Customer Tracker Report V03
  • camt.087.001.09Request To Modify Payment V09
  • acmt.028.001.05Account Switch Information Response V05
  • acmt.027.001.03Account Switch Information Request V03
  • pacs.009.001.12Financial Institution Credit Transfer V12
  • acmt.032.001.03Account Switch Balance Transfer Acknowledgement V03
  • pacs.009.001.10Financial Institution Credit Transfer V10
  • acmt.029.001.06Account Switch Cancel Existing Payment V06
  • pacs.009.001.11Financial Institution Credit Transfer V11
  • pacs.004.001.12Payment Return V12
  • acmt.034.001.03Account Switch Request Payment V03
  • pain.001.001.10Customer Credit Transfer Initiation V10
  • pacs.008.001.09FI To FI Customer Credit Transfer V09
  • acmt.031.001.05Account Switch Request Balance Transfer V05
  • camt.028.001.12Additional Payment Information V12
  • camt.087.001.08Request To Modify Payment V08
  • trck.001.001.04Payment Status Tracker Update V04
  • acmt.027.001.06Account Switch Information Request V06
  • acmt.031.001.03Account Switch Request Balance Transfer V03
  • pacs.010.001.04Financial Institution Direct Debit V04
  • acmt.028.001.04Account Switch Information Response V04
  • acmt.034.001.04Account Switch Request Payment V04
  • pain.001.001.11Customer Credit Transfer Initiation V11
  • pacs.009.001.09Financial Institution Credit Transfer V09
  • pacs.004.001.11Payment Return V11
  • pain.013.001.08Creditor Payment Activation Request V08
  • acmt.032.001.05Account Switch Balance Transfer Acknowledgement V05
  • pacs.004.001.10Payment Return V10
  • pacs.004.001.15Payment Return V15
  • acmt.031.001.06Account Switch Request Balance Transfer V06
  • acmt.028.001.03Account Switch Information Response V03
  • acmt.032.001.06Account Switch Balance Transfer Acknowledgement V06
  • pacs.010.001.06Financial Institution Direct Debit V06
  • pain.013.001.11Creditor Payment Activation Request V11
  • pacs.008.001.14FI To FI Customer Credit Transfer V14
  • pain.013.001.12Creditor Payment Activation Request V12
  • camt.028.001.10Additional Payment Information V10
  • acmt.028.001.06Account Switch Information Response V06
  • pacs.004.001.14Payment Return V14
  • trck.001.001.05Payment Status Tracker Update V05
  • acmt.027.001.05Account Switch Information Request V05
  • acmt.034.001.05Account Switch Request Payment V05
  • pacs.004.001.13Payment Return V13

Source: UsageInMsgs sheet in 2Q2026_externalcodesets_v3.xlsx.