ISO 20022 · External code set
Customer device type codes
Specified a type of customer device used for a card payment transaction. External code sets can be downloaded from www.iso20022.org.
| Code | Published name and definition |
|---|---|
EMBD | Embedded Payment-enabled component integrated into another device or appliance. |
GAMB | Gaming Device Console or gaming system that supports in-game or digital purchases. |
HDST | Headless Voice Voice-activated device without a screen (e.g., smart speaker) used for initiating transactions. |
IOTS | Internet Of Things Any IoT-enabled device capable of initiating or receiving payments (e.g., smart fridge ordering groceries). |
JEWL | Jewellery Payment-enabled jewelry such as rings or bracelets with NFC or tokenization capabilities. |
KFOB | Key Fob Small portable device, often used for contactless payments. |
MOBL | Mobile Smartphone used for initiating or receiving transactions, often via apps or NFC. |
NSCR | Non Secure Card Reader Card reader without advanced security features, typically used for low-risk or offline transactions. |
OTHN | Other National Device type specific to a national payment scheme or infrastructure (such as proprietary POS terminals mandated by a country). |
OTHP | Other Private Proprietary device type used within a private network or closed-loop payment system. |
PECR | Personal Computer Desktop or laptop computer used for online transactions through browsers or installed software. |
SECR | Secure Card Reader Card reader device that meets security standards for encrypted PIN entry and secure transaction processing. |
STIC | Sticker Payment sticker with embedded NFC or RFID, typically attached to a physical object for tap-and-pay. |
TBLT | Tablet Touchscreen tablet device functioning similarly to a mobile device for payments. |
TLVN | Television Smart TV or connected device enabling payments for streaming or interactive services. |
UNKW | Unknown Device type cannot be determined or is not disclosed. |
VHCL | Vehicle In-vehicle system enabling payments (such as tolls, fuel, parking) through embedded technology. |
WATC | Watch Smartwatch with payment capabilities. |
WRBL | Wearable Device worn on the body (such as fitness band, smart ring) that supports payment functionality. |
Message references 13
Versions listed in the source workbook, including older versions. This list does not establish which messages a bank, network or provider supports.
Source: UsageInMsgs sheet in 2Q2026_externalcodesets_v3.xlsx.