ISO 20022 · External code set
Purpose codes
Specifies the external purpose code in the format of character string with a maximum length of 4 characters. The list of valid codes is an external code list published separately. External code sets can be downloaded from www.iso20022.org.
| Code | Published name and definition |
|---|---|
ACCT | Account Management Transaction moves funds between 2 accounts of same account holder at the same bank. |
ACTF | Account Funding Account transfer funding a bank account (Demand Deposit (DDA) and savings accounts). |
ADCS | Advisory Donation Copyright Services Payments for donation, sponsorship, advisory, intellectual and other copyright services. |
ADMG | Administrative Management Transaction is related to a payment associated with administrative management. |
ADVA | Advance Payment Transaction is an advance payment. |
AEMP | Active Employment Policy Payment concerning active employment policy. |
AGRT | Agricultural Transfer Transaction is related to the agricultural domain. |
AIRB | Air Transaction is a payment for air transport related business. |
ALDS | Auto Loan Disbursement Disbursement of funds for vehicle purchases including cars, trucks, motorcycles, boats, RVs/motorhomes, ATVs/UTVs, jet skis, snowmobiles, commercial vehicles, and trailers. |
ALLW | Allowance Transaction is the payment of allowances. |
ALMY | Alimony Payment Transaction is the payment of alimony. |
AMEX | Amex Card Settlement-Settlement of AMEX transactions. |
ANNI | Annuity Transaction settles annuity related to credit, insurance, investments, other.n |
ANTS | Anesthesia Services Transaction is a payment for anesthesia services. |
AREN | Accounts Receivables Entry Transaction is related to a payment associated with an Account Receivable Entry |
AUCO | Authenticated Collections Utilities-Settlement of Authenticated Collections transactions. |
B112 | Trailer Fee Payment US mutual fund trailer fee (12b-1) payment |
BBSC | Baby Bonus Scheme Transaction is related to a payment made as incentive to encourage parents to have more children |
BCDM | Bearer Cheque Domestic Transaction is the payment of a domestic bearer cheque. |
BCFG | Bearer Cheque Foreign Transaction is the payment of a foreign bearer cheque. |
BECH | Child Benefit Transaction is related to a payment made to assist parent/guardian to maintain child. |
BENE | Unemployment Disability Benefit Transaction is related to a payment to a person who is unemployed/disabled. |
BEXP | Business Expenses Transaction is related to a payment of business expenses. |
BFWD | Bond Forward Cash collateral related to any securities traded out beyond 3 days which include treasury notes, JGBs and Gilts. |
BKDF | Bank Loan Delayed Draw Funding Delayed draw funding. Certain issuers may utilize delayed draw loans whereby the lender is committed to fund cash within a specified period once a call is made by the issuer. The lender receives a fee for entering into such a commitment. |
BKFE | Bank Loan Fees Bank loan fees. Cash activity related to specific bank loan fees, including (a) agent / assignment fees; (b) amendment fees; (c) commitment fees; (d) consent fees; (e) cost of carry fees; (f) delayed compensation fees; (g) facility fees; (h) fronting fees; (i) funding fees; (j) letter of credit assignment fees. |
BKFM | Bank Loan Funding Memo Bank loan funding memo. Net cash movement for the loan contract final notification when sent separately from the loan contract final notification instruction. |
BKIP | Bank Loan Accrued Interest Payment Accrued interest payments. Specific to bank loans. |
BKPP | Bank Loan Principal Paydown Principal paydowns. Specific to bank loans |
BLDM | Building Maintenance Transaction is related to a payment associated with building maintenance. |
BLDS | Business Loan Disbursement Business Loan Disbursement, e.g., disbursing capital for business expansion, equipment purchase, or operational expenses. |
BNET | Bond Forward Netting Bond Forward pair-off cash net movement. |
BNPL | Buy Now Pay Later Buy Now Pay Later Payments, e.g., point-of-sale financing options allowing installment payments for retail purchases. |
BOCE | Back Office Conversion Entry Transaction is related to a payment associated with a Back Office Conversion Entry |
BOND | Bonds Securities Lending-Settlement of Bond transaction. |
BONU | Bonus Payment. Transaction is related to payment of a bonus. |
BR12 | Trailer Fee Rebate US mutual fund trailer fee (12b-1) rebate payment |
BROK | Brokerage Funding Account transfer funding a brokerage account. |
BUSB | Bus Transaction is a payment for bus transport related business. |
CABD | Corporate Actions-Bonds Securities Lending-Settlement of Corporate Actions: Bonds transactions. |
CAEQ | Corporate Actions-Equities Securities Lending-Settlement of Corporate Actions: Equities transactions. |
CAFI | Custodian Management Fee Inhouse Transaction is the payment of custodian account management fee where custodian bank and current account servicing bank coincide. |
CARL | Car Lease Rental Car Rentals, e.g., short-term vehicle rentals. |
CASH | Cash Management Transfer Transaction is a general cash management instruction. |
CBCR | Credit Card Card Settlement-Settlement of Credit Card transactions. |
CBFF | Capital Building Transaction is related to capital building fringe fortune, ie capital building in general. |
CBFR | Capital Building Retirement Transaction is related to capital building fringe fortune for retirement. |
CBLK | Card Bulk Clearing A Service that is settling money for a bulk of card transactions, while referring to a specific transaction file or other information like terminal ID, card acceptor ID or other transaction details. |
CBTV | Cable TV Bill Transaction is related to a payment of cable TV bill. |
CCHD | Cash Compensation Helplessness Disability Payments made by Government institute related to cash compensation, helplessness, disability. These payments are made by the Government institution as a social benefit in addition to regularly paid salary or pension. |
CCIR | Cross Currency IRS Cash Collateral related to a Cross Currency Interest Rate Swap, indicating the exchange of fixed interest payments in one currency for those in another. |
CCPC | CCP Cleared Initial Margin Cash Collateral associated with an ISDA or Central Clearing Agreement that is covering the initial margin requirements for OTC trades clearing through a CCP. |
CCPM | CCP Cleared Variation Margin Cash Collateral associated with an ISDA or Central Clearing Agreement that is covering the variation margin requirements for OTC trades clearing through a CCP. |
CCRD | Credit Card Payment Transaction is related to a payment of credit card account. |
CCSM | CCP Cleared Initial Margin Segregated Cash CCP Segregated initial margin: Initial margin on OTC Derivatives cleared through a CCP that requires segregation. |
CDBL | Credit Card Bill Transaction is related to a payment of credit card bill. |
CDCB | Card Payment With Cash Back Purchase of Goods and Services with additional Cash disbursement at the POI (Cashback). |
CDCD | Cash Disbursement Cash Settlement ATM Cash Withdrawal in an unattended or Cash Advance in an attended environment (POI or bank counter). |
CDCS | Cash Disbursement With Surcharging ATM Cash Withdrawal in an unattended or Cash Advance in an attended environment (POI or bank counter) with surcharging. |
CDDP | Card Deferred Payment A combined service which enables the card acceptor to perform an authorisation for a temporary amount and a completion for the final amount within a limited time frame. Deferred Payment is only available in the unattended environment. Examples where this service is widely used are unattended petrol pumps and phone booths. |
CDEP | Credit Default Event Payment Payment related to a credit default event. |
CDOC | Original Credit A service which allows the card acceptor to effect a credit to a cardholder' account. Unlike a Merchant Refund, an Original Credit is not preceded by a card payment. This service is used for example for crediting winnings from gaming. |
CDQC | Quasi Cash Purchase of Goods which are equivalent to cash like coupons in casinos. |
CFDI | Capital Falling Due Inhouse Transaction is the payment of capital falling due where custodian bank and current account servicing bank coincide. |
CFEE | Cancellation Fee Transaction is related to a payment of cancellation fee. |
CGDD | Card Generated Direct Debit Transaction is related to a direct debit where the mandate was generated by using data from a payment card at the point of sale. |
CHAR | Charity Payment Transaction is a payment for charity reasons. |
CHCP | Charitable Donation Corporate Charitable donation being processed on behalf of a Corporate entity. |
CHDF | Charitable Donation DAF Charitable donation being processed on behalf of a Donor Advised Fund (DAF). |
CHFN | Charitable Donation Foundation Charitable donation being processed on behalf of a Foundation (purpose-driven entity). |
CLDS | Construction Loan Disbursement Construction Loan Disbursement, e.g., phased disbursements for construction projects based on completion milestones. |
CLPR | Car Loan Principal Repayment Transaction is a payment of car loan principal payment. |
CMDT | Commodity Transfer Transaction is payment of commodities. |
COLL | Collection Payment Transaction is a collection of funds initiated via a credit transfer or direct debit. |
COMC | Commercial Payment Transaction is related to a payment of commercial credit or debit. (formerly CommercialCredit). |
COMM | Commission Transaction is payment of commission. |
COMP | Compensation Payment Transaction is related to the payment of a compensation relating to interest loss/value date adjustment and can include fees. |
COMT | Consumer Third Party Consolidated Payment Transaction is a payment used by a third party who can collect funds to pay on behalf of consumers, ie credit counseling or bill payment companies. |
CORT | Trade Settlement Payment Transaction is related to settlement of a trade, e.g. a foreign exchange deal or a securities transaction. |
COST | Costs Transaction is related to payment of costs. |
CPEN | Cash Penalties Cash penalties related to securities transaction, including CSDR Settlement Discipline Regime. |
CPKC | Carpark Charges Transaction is related to carpark charges. |
CPYR | Copyright Transaction is payment of copyright. |
CRDS | Credit Default Swap Cash collateral related to trading of credit default swap. |
CRPR | Cross Product Cash collateral related to a combination of various types of trades. |
CRSP | Credit Support Cash collateral related to cash lending/borrowing; letter of Credit; signing of master agreement. |
CRTL | Credit Line Cash collateral related to opening of a credit line before trading. |
CRYP | Crypto Assets Transaction is related to the purchase or sale of crypto assets. |
CSDB | Cash Disbursement Cash Management Transaction is related to cash disbursement. |
CSLP | Company Social Loan Payment To Bank Transaction is a payment by a company to a bank for financing social loans to employees. |
CVCF | Convalescent Care Facility Transaction is a payment for convalescence care facility services. |
DBCR | Debit Card Card Settlement-Settlement of Debit Card transactions. |
DBTC | Debit Collection Payment Collection of funds initiated via a debit transfer. |
DCRD | Debit Card Payment Transaction is related to a debit card payment. |
DEBT | Charges Borne By Debtor Purpose of payment is the settlement of charges payable by the debtor in relation to an underlying customer credit transfer. |
DEPD | Dependent Support Payment Transaction is related to a payment concerning dependent support, for example child support or support for a person substantially financially dependent on the support provider. |
DEPT | Deposit Transaction is releted to a payment of deposit. |
DERI | Derivatives Transaction is related to a derivatives transaction. |
DICL | Diners Card Settlement-Settlement of Diners transactions. |
DIVD | Dividend Transaction is payment of dividends. |
DMEQ | Durable Medicale Equipment Transaction is a payment is for use of durable medical equipment. |
DNTS | Dental Services Transaction is a payment for dental services. |
DSMT | Printed Order Disbursement Transaction is the payment of a disbursement due to a specific type of printed order for a payment of a specified sum, issued by a bank or a post office (Zahlungsanweisung zur Verrechnung) |
DVPM | Deliver Against Payment Code used to pre-advise the account servicer of a forthcoming deliver against payment instruction. |
ECPG | Guaranteed E Payment E-Commerce payment with payment guarantee of the issuing bank. |
ECPR | E Payment Return E-Commerce payment return. |
ECPU | Non Guaranteed E Payment E-Commerce payment without payment guarantee of the issuing bank. |
EDUC | Education Transaction is related to a payment of study/tuition fees. |
EFTC | Low Value Credit Utilities-Settlement of Low value Credit transactions. |
EFTD | Low Value Debit Utilities-Settlement of Low value Debit transactions. |
ELEC | Electricity Bill Transaction is related to a payment of electricity bill. |
ENRG | Energies Transaction is related to a utility operation. |
EPAY | Epayment Transaction is related to ePayment. |
EQPT | Equity Option Cash collateral related to trading of equity option (Also known as stock options). |
EQTS | Equities Securities Lending-Settlement of Equities transactions. |
EQUS | Equity Swap Cash collateral related to equity swap trades where the return of an equity is exchanged for either a fixed or a floating rate of interest. |
ERPM | Emergency Relief Payment Emergency relief payments, e.g., receiving assistance after natural disasters, COVID relief payments, or emergency aid disbursements. |
ESCR | Escrow Payment Financial intermediation services via an escrow account, e.g., real estate transactions, online marketplace purchases, business acquisitions, construction projects, legal settlements. |
ESTX | Estate Tax Transaction is related to a payment of estate tax. |
ETUP | E Purse Top Up Transaction is related to a Service that is first reserving money from a card account and then is loading an e-purse application by this amount. |
EXPT | Exotic Option Cash collateral related to trading of an exotic option for example a non-standard option. |
EXTD | Exchange Traded Derivatives Cash collateral related to trading of exchanged traded derivatives in general (Opposite to Over the Counter (OTC)). |
FACT | Factor Update Related Payment Payment related to a factor update |
FAND | Financial Aid In Case Of Natural Disaster Financial aid by State authorities for abolition of consequences of natural disasters. |
FCOL | Fee Collection A Service that is settling card transaction related fees between two parties. |
FCPM | Late Payment Of Fees And Charges Transaction is the payment for late fees & charges. E.g Credit card charges |
FEES | Payment Of Fees Payment of fees/charges. |
FERB | Ferry Transaction is a payment for ferry related business. |
FGDL | Food Grocery Delivery Food/Grocery Delivery, e.g., delivery fees and payments through app-based food delivery services. |
FIXI | Fixed Income Cash collateral related to a fixed income instrument |
FLCR | Fleet Card Card Settlement-Settlement of Fleet transactions. |
FNET | Futures Netting Payment Cash associated with a netting of futures payments. Refer to CCPM codeword for netting of initial and variation margin through a CCP |
FORW | Forward Foreign Exchange FX trades with a value date in the future. |
FREX | Foreign Exchange Transaction is related to a foreign exchange operation. |
FUEL | Fuel Fuel/Gas, e.g., purchases at gas stations for vehicle fuel or at charging stations for electric vehicles. |
FUTR | Futures Cash related to futures trading activity. |
FWBC | Forward Broker Owned Cash Collateral Cash collateral payment against a Master Forward Agreement (MFA) where the cash is held in a segregated account and is not available for use by the client. Includes any instruments with a forward settling date such TBAs, repurchase agreements and bond forwards |
FWCC | Forward Client Owned Cash Collateral Cash collateral payment against a Master Forward Agreement (MFA) where the cash is owned and may be used by the client when returned. Includes any instruments with a forward settling date such TBAs, repurchase agreements and bond forwards |
FWLV | Foreign Worker Levy Transaction is related to a payment of Foreign Worker Levy |
FWSB | Forward Broker Owned Cash Collateral Segregated Any cash payment related to the collateral for a Master Agreement forward, which is segregated, and not available for use by the client. Example master agreement forwards include TBA, repo and Bond Forwards. |
FWSC | Forward Client Owned Segregated Cash Collateral Any cash payment related to the collateral for a Master agreement forward, which is owned by the client and is available for use by the client when it is returned to them from the segregated account. Example master agreement forwards include TBA, repo and Bond Forwards. |
FXNT | Foreign Exchange Related Netting FX netting if cash is moved by separate wire instead of within the closing FX instruction |
GAFA | Government Family Allowance Salary and Benefits-Allowance from government to support family. |
GAHO | Government Housing Allowance Salary and Benefits-Allowance from government to individuals to support payments of housing. |
GAMB | Gambling Or Wagering Payment General-Payments towards a purchase or winnings received from gambling, betting or other wagering activities. |
GASB | Gas Bill Transaction is related to a payment of gas bill. |
GDDS | Purchase Sale Of Goods Transaction is related to purchase and sale of goods. |
GDSV | Purchase Sale Of Goods And Services Transaction is related to purchase and sale of goods and services. |
GFRP | Guarantee Fund Rights Payment Compensation to unemployed persons during insolvency procedures. |
GIFT | Gift Payment with no commercial or statutory purpose. |
GOVG | Government Grants Government Grants, e.g., receiving funds for academic research, small business development, educational programs, or community initiatives. |
GOVI | Government Insurance Transaction is related to a payment of government insurance. |
GOVT | Government Payment Transaction is a payment to or from a government department. |
GSCB | Purchase Sale Of Goods And Services With Cash Back Transaction is related to purchase and sale of goods and services with cash back. |
GSTX | Goods Services Tax Transaction is the payment of Goods & Services Tax |
GVEA | Austrian Government Employees Category A Transaction is payment to category A Austrian government employees. |
GVEB | Austrian Government Employees Category B Transaction is payment to category B Austrian government employees. |
GVEC | Austrian Government Employees Category C Transaction is payment to category C Austrian government employees. |
GVED | Austrian Government Employees Category D Transaction is payment to category D Austrian government employees. |
GWLT | Goverment War Legislation Transfer Payment to victims of war violence and to disabled soldiers. |
GYMM | Gym Membership Gym Membership, e.g., monthly or annual fees for fitness centers or health clubs. |
HEDG | Hedging Transaction is related to a hedging operation. |
HLRP | Property Loan Repayment Transaction is related to a payment of property loan. |
HLST | Property Loan Settlement Transaction is related to the settlement of a property loan. |
HLTC | Home Health Care Transaction is a payment for home health care services. |
HLTI | Health Insurance Transaction is a payment of health insurance. |
HMMS | Home Maintenance Services Home Maintenance Related, e.g., regular services for home cleaning, lawn care, pest control, or pool maintenance. |
HREC | Housing Related Contribution Transaction is a contribution by an employer to the housing expenditures (purchase, construction, renovation) of the employees within a tax free fringe benefit system. |
HRPS | Home Repair Services Home Repair, e.g., one-time or emergency repairs for washer/dryer, damaged floors, plumbing issues, or electrical problems. |
HSPC | Hospital Care Transaction is a payment for hospital care services. |
HSTX | Housing Tax Transaction is related to a payment of housing tax. |
ICCP | Irrevocable Credit Card Payment Transaction is reimbursement of credit card payment. |
ICRF | Intermediate Care Facility Transaction is a payment for intermediate care facility services. |
IDCP | Irrevocable Debit Card Payment Transaction is reimbursement of debit card payment. |
IHRP | Instalment Hire Purchase Agreement Transaction is payment for an installment/hire-purchase agreement. |
INBC | Interbank Charges Settlement of charges in response to a prior interbank charge request. |
INPC | Insurance Premium Car Transaction is a payment of car insurance premium. |
INPR | Insurance Premium Refund Transaction is related to an insurance premium refund. |
INSC | Payment Of Insurance Claim Transaction is related to the payment of an insurance claim. |
INSM | Installment Transaction is related to a payment of an installment. |
INSU | Insurance Premium Transaction is payment of an insurance premium. |
INTC | Intra Company Payment Transaction is an intra-company payment, ie, a payment between two companies belonging to the same group. |
INTE | Interest Transaction is payment of interest. |
INTP | Intra Party Payment Transaction is a payment between two accounts belonging to the same party (intra-party payment), where party is a natural person (identified by a private ID, not organisation ID). |
INTX | Income Tax Transaction is related to a payment of income tax. |
INVS | Investment And Securities Transaction is for the payment of mutual funds, investment products and shares |
IPAY | Instant Payments Transaction in which the amount is available to the payee immediately. |
IPCA | Instant Payments Cancellation Transaction in which the Return of the amount is fully returned. |
IPDO | Instant Payments For Donations Transaction in which the amount is available to the payee immediately, done for donations, with sending the address data of the payer. |
IPEA | Instant Payments In E Commerce Without Address Data Transaction in which the amount is available to the payee immediately, done in E-commerce, without sending the address data of the payer. |
IPEC | Instant Payments In E Commerce With Address Data Transaction in which the amount is available to the payee immediately, done in E-commerce, with sending the address data of the payer. |
IPEW | Instant Payments In E Commerce Transaction in which the amount is available to the payee immediately, done in E-commerce. |
IPPS | Instant Payments At POS Transaction in which the amount is available to the payee immediately, done at POS. |
IPRT | Instant Payments Return Transaction in which the Return of the amount is fully or partial returned. |
IPU2 | Instant Payments Unattended Vending Machine With2 FA Transaction is made via an unattending vending machine by using 2-factor-authentification. |
IPUW | Instant Payments Unattended Vending Machine Without2 FA Transaction is made via an unattending vending machine by without using 2-factor-authentification. |
IVPT | Invoice Payment Transaction is the payment for invoices. |
LBIN | Lending Buy In Netting Net payment related to a buy-in. When an investment manager is bought in on a sell trade that fails due to a failed securities lending recall, the IM may seize the underlying collateral to pay for the buy-in. Any difference between the value of the collateral and the sell proceeds would be paid or received under this code |
LBRI | Labor Insurance Transaction is a payment of labor insurance. |
LBXX | Long Box Transfer Transaction is related to a cash transfer from an underlying fund to a holding collateralization account (ie. Longbox) for potential further use as collateral or back to the fund in case it is not required anymore. |
LCOL | Lending Cash Collateral Free Movement Free movement of cash collateral. Cash collateral paid by the borrower is done separately from the delivery of the shares at loan opening or return of collateral done separately from return of the loaned security. Note: common when the currency of the security is different the currency of the cash collateral. |
LFEE | Lending Fees Fee payments, other than rebates, for securities lending. Includes (a) exclusive fees; (b) transaction fees; (c) custodian fees; (d) minimum balance fees |
LICF | License Fee Transaction is payment of a license fee. |
LIFI | Life Insurance Transaction is a payment of life insurance. |
LIMA | Liquidity Management Bank initiated account transfer to support zero target balance management, pooling or sweeping. |
LMEQ | Lending Equity Marked To Market Cash Collateral Cash collateral payments resulting from the marked-to-market of a portfolio of loaned equity securities |
LMFI | Lending Fixed Income Marked To Market Cash Collateral Cash collateral payments resulting from the marked-to-market of a portfolio of loaned fixed income securities |
LMRK | Lending Unspecified Type Of Marked To Market Cash Collateral Cash collateral payments resulting from the marked-to-market of a portfolio of loaned securities where the instrument types are not specified |
LOAN | Loan Transaction is related to transfer of loan to borrower. |
LOAR | Loan Repayment Transaction is related to repayment of loan to lender. |
LOTT | Lottery Payment General-Payment towards a purchase or winnings received from lottery activities. |
LREB | Lending Rebate Payments Securities lending rebate payments |
LREV | Lending Revenue Payments Revenue payments made by the lending agent to the client |
LSFL | Lending Claim Payment Payments made by a borrower to a lending agent to satisfy claims made by the investment manager related to sell fails from late loan recall deliveries |
LTCF | Long Term Care Facility Transaction is a payment for long-term care facility services. |
MAFC | Medical Aid Fund Contribution Transaction is contribution to medical aid fund. |
MARF | Medical Aid Refund Transaction is related to a medical aid refund. |
MARG | Daily Margin On Listed Derivatives Daily margin on listed derivatives – not segregated as collateral associated with an FCM agreement. Examples include listed futures and options margin payments; premiums for listed options not covered in the MT54X message. |
MBSB | MBS Broker Owned Cash Collateral MBS Broker Owned Segregated (40Act/Dodd Frank) Cash Collateral - Any cash payment related to the collateral for a Mortgage Back Security, which is segregated, and not available for use by the client. |
MBSC | MBS Client Owned Cash Collateral MBS Client Owned Cash Segregated (40Act/Dodd Frank) Cash Collateral - Any cash payment related to the collateral for a Mortgage Back Security, which is owned by the client and is available for use by the client when it is returned to them from the segregated account |
MCDM | Multi Curreny Cheque Domestic Transaction is the payment of a domestic multi-currency cheque |
MCFG | Multi Curreny Cheque Foreign Transaction is the payment of a foreign multi-currency cheque |
MDCS | Medical Services Transaction is a payment for medical care services. |
MDEP | Micro Deposit Transaction is a small deposit, e.g., for account verification purposes. |
MFSR | Mutual Fund Subscription Redemption Payment related to shares settlement of a subscription or redemption order. |
MGCC | Futures Initial Margin Initial futures margin. Where such payment is owned by the client and is available for use by them on return |
MGSC | Futures Initial Margin Client Owned Segregated Cash Collateral Margin Client Owned Segregated Cash Collateral - Any cash payment related to the collateral for initial futures margin, which is owned by the client and is available for use by the client when it is returned to them from the segregated account. |
MOMA | Money Market Securities Lending-ettlement of Money Market PCH. |
MP2B | Mobile P2 B Payment A service which enables a user to use an app on its mobile to pay a merchant or other business payees by initiating a payment message. Within this context, the account information or an alias of the payee might be transported through different channels to the app, for example QR Code, NFC, Bluetooth, other Networks. |
MP2P | Mobile P2 P Payment A service which enables a user to use an app on its mobile to initiate moving funds from his/her bank account to another person’s bank account while not using the account number but an alias information like an MSISDN as account addressing information in his/her app. |
MSVC | Multiple Service Types Transaction is related to a payment for multiple service types. |
MTUP | Mobile Top Up A Service that is first reserving money from a card account and then is loading a prepaid mobile phone amount by this amount. |
NETT | Netting Transaction is related to a netting operation. |
NITX | Net Income Tax Transaction is related to a payment of net income tax. |
NOWS | Not Otherwise Specified Transaction is related to a payment for type of services not specified elsewhere. |
NWCH | Network Charge Transaction is related to a payment of network charges. |
NWCM | Network Communication Transaction is related to a payment of network communication. |
OCCC | Client Owned OCC Pledged Collateral Client owned collateral identified as eligible for OCC pledging. |
OCDM | Order Cheque Domestic Transaction is the payment of a domestic order cheque |
OCFG | Order Cheque Foreign Transaction is the payment of a foreign order cheque |
ODPY | On Demand Payment On demand/Real-time payments, e.g., Same-day wage access, gig economy payouts. |
OFEE | Opening Fee Transaction is related to a payment of opening fee. |
OPBC | OTC Option Broker Owned Cash Collateral Cash collateral payment for OTC options associated with an FCM agreement. Where such payment is segregated and not available for use by the client |
OPCC | OTC Option Client Owned Cash Collateral Cash collateral payment for OTC options associated with an FCM agreement. Where such payment is not segregated and is available for use by the client upon return |
OPSB | OTC Option Broker Owned Segregated Cash Collateral Option Broker Owned Segregated Cash Collateral - Any cash payment related to the collateral for an OTC option, which is segregated, and not available for use by the client. |
OPSC | OTC Option Client Owned Cash Segregated Cash Collateral Option Client Owned Cash Segregated Cash Collateral - Any cash payment related to the collateral for an OTC option, which is owned by the client and is available for use by the client when it is returned to them from the segregated account |
OPTN | FX Option Cash collateral related to trading of option on Foreign Exchange. |
OTCD | OTC Derivatives Cash collateral related to Over-the-counter (OTC) Derivatives in general for example contracts which are traded and privately negotiated. |
OTHR | Other Other payment purpose. |
OTLC | Other Telecom Related Bill Transaction is related to a payment of other telecom related bill. |
PADD | Preauthorized Debit Transaction is related to a pre-authorized debit origination |
PAYR | Payroll Transaction is related to the payment of payroll. |
PCOM | Property Completion Payment Final payment to complete the purchase of a property. |
PDEP | Property Deposit Payment of the deposit required towards purchase of a property. |
PDLN | Pay Day Loan Pay Day Loan, e.g., short-term, high-interest loans typically due on borrower's next payday. |
PEFC | Pension Fund Contribution Transaction is contribution to pension fund. |
PENO | Payment Based On Enforcement Order Payment based on enforcement orders except those arising from judicial alimony decrees. |
PENS | Pension Payment Transaction is the payment of pension. |
PHON | Telephone Bill Transaction is related to a payment of telephone bill. |
PLDS | Property Loan Disbursement Payment of funds from a lender as part of the issuance of a property loan. |
PLRF | Property Loan Refinancing Transfer or extension of a property financing arrangement to a new deal or loan provider, without change of ownership of property. |
POPE | Point Of Purchase Entry Transaction is related to a payment associated with a Point of Purchase Entry. |
PPTI | Property Insurance Transaction is a payment of property insurance. |
PRCP | Price Payment Transaction is related to a payment of a price. |
PRME | Precious Metal Transaction is related to a precious metal operation. |
PSDS | Personal Loan Disbursement Personal Loan Disbursement, e.g., disbursing funds for debt consolidation, home improvement, or major purchases. |
PTSP | Payment Terms Transaction is related to payment terms specifications |
PTXP | Property Tax Transaction is related to a payment of property tax. |
RAPI | Rapid Payment Instruction Instant Payments-Settlement of Rapid Payment Instruction (RPI) transactions. |
RCKE | Represented Check Entry Transaction is related to a payment associated with a re-presented check entry |
RCPT | Receipt Payment Transaction is related to a payment of receipt. |
RDTX | Road Tax Transaction is related to a payment of road tax. |
REBT | Rebate Transaction is the payment of a rebate. |
REFU | Refund Transaction is the payment of a refund. |
RELG | Rental Lease General Transaction is for general rental/lease. |
RENT | Rent Transaction is the payment of rent. |
REOD | Account Overdraft Repayment Transaction is for account overdraft repayment |
REPO | Repurchase Agreement Cash collateral related to a repurchase agreement transaction. |
RETL | Retail Payment Retail payment including e-commerce and online shopping. |
RHBS | Rehabilitation Support Benefit for the duration of occupational rehabilitation. |
RHSV | Ride Hailing Services Ride-hailing/Delivery Service, e.g., payments for app-based rides. |
RIMB | Reimbursement Of A Previous Erroneous Transaction Transaction is related to a reimbursement of a previous erroneous transaction. |
RINP | Recurring Installment Payment Transaction is related to a payment of a recurring installment made at regular intervals. |
RLWY | Railway Transaction is a payment for railway transport related business. |
RMCO | Registered Mandate Utilities-Settlement of Unauthenticated Collections transactions. |
ROYA | Royalties Transaction is the payment of royalties. |
RPBC | Bilateral Repo Broker Owned Collateral Bi-lateral repo broker owned collateral associated with a repo master agreement – GMRA or MRA Master Repo Agreements. |
RPCC | Repo Client Owned Collateral Repo client owned collateral associated with a repo master agreement – GMRA or MRA Master Repo Agreements |
RPNT | Bilateral Repo Internet Netting Bi-lateral repo interest net/bulk payment at rollover/pair-off or other closing scenarios where applicable. |
RPSB | Bilateral Repo Broker Owned Segregated Cash Collateral Bi-lateral repo broker owned segregated cash collateral associated with a repo master agreement. |
RPSC | Bilateral Repo Client Owned Segregated Cash Collateral Repo client owned segregated collateral associated with a repo master agreement. |
RRBN | Round Robin Cash payment resulting from a Round Robin |
RRCT | Reimbursement Received Credit Transfer Transaction is related to a reimbursement for commercial reasons of a correctly received credit transfer. |
RRTP | Related Request To Pay Transaction is related to a Request to Pay. |
RVPM | Receive Against Payment Code used to pre-advise the account servicer of a forthcoming receive against payment instruction. |
RVPO | Reverse Repurchase Agreement Cash collateral related to a reverse repurchase agreement transaction. |
SALA | Salary Payment Transaction is the payment of salaries. |
SASW | ATM Card Settlement-Settlement of ATM transactions. |
SAVG | Savings Transfer to / from savings or to retirement account. |
SBSC | Securities Buy Sell Sell Buy Back Cash collateral related to a Securities Buy Sell Sell Buy Back |
SCAC | School Activities Transaction is related to payment for school activities, extracurricular programs. |
SCIE | Single Currency IRS Exotic Cash collateral related to Exotic single currency interest rate swap. |
SCIR | Single Currency IRS Cash collateral related to Single Currency Interest Rate Swap. |
SCRP | Securities Cross Products Cash collateral related to Combination of securities-related exposure types. |
SCVE | Purchase Sale Of Services Transaction is related to purchase and sale of services. |
SECU | Securities Transaction is the payment of securities. |
SEPI | Securities Purchase Inhouse Transaction is the payment of a purchase of securities where custodian bank and current account servicing bank coincide |
SERV | Service Charges Transaction is related to service charges charged by a service provider. |
SHBC | Broker Owned Collateral Short Sale Short Sale broker owned collateral associated with a prime broker agreement. |
SHCC | Client Owned Collateral Short Sale Short Sale client owned collateral associated with a prime brokerage agreement. |
SHSL | Short Sell Cash Collateral related to a Short Sell |
SLDS | Student Loan Disbursement Student Loan Disbursement, e.g., disbursing tuition funds to educational institutions or directly to students. |
SLEB | Securities Lending And Borrowing Cash collateral related to Securities lending and borrowing. |
SLOA | Secured Loan Cash collateral related to a Secured loan. |
SLPI | Payment Slip Instruction Transaction is payment of a well formatted payment slip. |
SPLT | Split Payments Split payments. To be used when cash and security movements for a security trade settlement are instructed separately. |
SPSP | Salary Pension Sum Payment Salary or pension payment for more months in one amount or a delayed payment of salaries or pensions. |
SSBE | Social Security Benefit Transaction is a social security benefit, ie payment made by a government to support individuals. |
STDY | Study Transaction is related to a payment of study/tuition costs. |
STRM | Streaming Services Streaming Services, e.g., monthly subscriptions to digital content platforms. |
SUBS | Subscription Transaction is related to a payment of information or entertainment services either in printed or electronic form. |
SUPP | Supplier Payment Transaction is related to a payment to a supplier. |
SWBC | Swap Broker Owned Cash Collateral Cash collateral payment for swaps associated with an ISDA agreement. . Where such payment is segregated and not available for use by the client. Includes any cash collateral payments made under the terms of a CSA agreement for instruments such as swaps and FX forwards. |
SWCC | Swap Client Owned Cash Collateral Cash collateral payment for swaps associated with an ISDA agreement. Where such payment is not segregated and is available for use by the client upon return. Includes any cash collateral payments made under the terms of a CSA agreement for instruments such as swaps and FX forwards. |
SWFP | Swap Contract Final Payment Final payments for a swap contract |
SWPP | Swap Contract Partial Payment Partial payment for a swap contract |
SWPT | Swaption Cash collateral related to an option on interest rate swap. |
SWRS | Swap Contract Reset Payment Reset payment for a swap contract |
SWSB | Swaps Broker Owned Segregated Cash Collateral Swaps Broker Owned Segregated Cash Collateral - Any cash payment related to the collateral for Swap margin , which is segregated, and not available for use by the client. This includes any collateral identified in a CSA agreement such as Swap or FX Forward collateral. |
SWSC | Swaps Client Owned Segregated Cash Collateral Swaps Client Owned Segregated Cash Collateral - Any cash payment related to the collateral for Swap margin, which is owned by the client and is available for use by the client when returned from the segregated account. This includes any collateral identified in a CSA agreement such as Swap or FX Forward collateral. |
SWUF | Swap Contract Upfront Payment Upfront payment for a swap contract |
TAXR | Tax Refund Transaction is the refund of a tax payment or obligation. |
TAXS | Tax Payment Transaction is the payment of taxes. |
TBAN | TBA Pair Off Netting TBA pair-off cash wire net movement |
TBAS | To Be Announced Cash collateral related to a To Be Announced (TBA) |
TBBC | TBA Broker Owned Cash Collateral Cash collateral payment (segregated) for TBA securities associated with a TBA Master Agreement. Where such payment is segregated and not available for use by the client. |
TBCC | TBA Client Owned Cash Collateral Cash collateral payment (for use by client)for TBA securities associated with a TBA Master Agreement. Where such payment is not segregated and is available for use by the client upon return. |
TBIL | Telecommunications Bill Transaction is related to a payment of telecommunications related bill. |
TCSC | Town Council Service Charges Transaction is related to a payment associated with charges levied by a town council. |
TELI | Telephone Initiated Transaction Transaction is related to a payment initiated via telephone. |
TIPS | Tips Gratuity Tip/Gratuity, e.g., additional payments for service workers at restaurants, hotels, salons, or through digital tipping platforms. |
TLRF | Non US Mutual Fund Trailer Fee Payment Any non-US mutual fund trailer fee (retrocession) payment (use ISIN to determine onshore versus offshore designation) |
TLRR | Non US Mutual Fund Trailer Fee Rebate Payment Any non-US mutual fund trailer fee (retrocession) rebate payment (use ISIN to determine onshore versus offshore designation) |
TMPG | TMPG Claim Payment Cash payment resulting from a TMPG Claim |
TNTP | Tax Neutral Pension Transfer Transaction is a tax-neutral transfer of existing pension balance. |
TOLL | Tolls Tolls, e.g., payments for road tolls, bridges, tunnels, or electronic toll collection systems. |
TPRI | Tri Party Repo Interest Tri-Party Repo related interest |
TPRP | Tri Party Repo Netting Tri-party Repo related net gain/loss cash movement |
TRAD | Commercial Transaction is related to a trade services operation. |
TRCP | Treasury Cross Product Cash collateral related to a combination of treasury-related exposure types. |
TREA | Treasury Payment Transaction is related to treasury operations. |
TRFD | Trust Fund Transaction is related to a payment of a trust fund. |
TRNC | Truncated Payment Slip Transaction is payment of a beneficiary prefilled payment slip where beneficiary to payer information is truncated. |
TRPT | Road Pricing Transaction is for the payment to top-up pre-paid card and electronic road pricing for the purpose of transportation |
TRVC | Traveller Cheque Transaction is the payment of a travellers cheque |
TRVL | Travel And Hospitality Generic code for travel and hospitality related transactions, e.g., hotel bookings, vacation rentals, travel packages, or direct hotel reservations. |
UBIL | Utilities Transaction is for the payment to common utility provider that provide gas, water and/or electricity. |
UNIT | Unit Trust Purchase Transaction is purchase of Unit Trust |
VATX | Value Added Tax Payment Transaction is the payment of value added tax. |
VIEW | Vision Care Transaction is a payment for vision care services. |
WALM | Wallet Funding Multi Use Account transfer funding a multi-use wallet. |
WALS | Wallet Funding Single Account transfer funding a single purpose wallet. |
WALT | Wallet Transactions Transaction is related to digital wallet funding or defunding. |
WEBI | Internet Initiated Transaction Transaction is related to a payment initiated via internet. |
WHLD | With Holding Transaction is related to a payment of withholding tax. |
WTER | Water Bill Transaction is related to a payment of water bill. |
Message references 281
Versions listed in the source workbook, including older versions. This list does not establish which messages a bank, network or provider supports.
Source: UsageInMsgs sheet in 2Q2026_externalcodesets_v3.xlsx.