Stripe alternatives: compare Stripe and Trolleys

If you sell through conversations or individual orders, a shareable payment link may cover the payment step. A QR code gives customers another way to open that online payment page. It does not, by itself, provide an inventory system or card reader.

Trolleys lets approved businesses create payment requests for goods, services or information. Use the comparison below to check which service supports the way you sell.

Stripe details: Payment Links, online payment options and payout timing. Ask Trolleys whether it supports any recurring payments or store integrations you need before choosing.

The table compares successful domestic online card payments in USD for US businesses. Stripe figures are its published standard US prices reviewed October 19, 2026; custom agreements and other markets can differ. Trolleys figures come from our fee schedule.

Source: Stripe US pricing. The merchant-entry charge is separate from a customer typing their own card details at checkout. International-card and conversion charges can both apply. Network charges and optional products can add costs.

Stripe Payment Links is included with standard payments pricing. Its optional custom domain is $10 per month; optional post-payment invoices cost 0.4% of the transaction, capped at $2 per invoice. Recurring charges use Stripe Billing pricing. These are separate choices, so include only the products you need in a cost comparison. See Stripe’s US pricing.

Trolleys Clarity is also optional: 0.4% of the amount of eligible, successful payments enrolled in the service. It supports purchase recognition and eligible Visa online fraud-dispute prevention through Order Insight. It is a different service from an invoice. Coverage depends on the payment, participating bank and available data; it does not guarantee a dispute outcome. Automatic refund programs and services that respond to chargebacks for you are separate services.

Matching base rates do not necessarily mean matching total costs. Your card mix, optional services and disputes can change the result. This calculation is not a promised payout amount: refunds, holds, reserves and other account adjustments can affect available funds.

Ask each service to confirm your business eligibility, permitted activity, first payout, ongoing payout schedule and any reserve or hold conditions. A successful payment message and money arriving in your bank are different events.

Stripe’s payout guidance distinguishes first-payout timing, funds becoming available and the account’s payout schedule. Trolleys likewise follows the schedule and conditions for your account; see our payout explanation. Neither the matching card rate nor a payment link establishes faster bank arrival.

Ask who handles an unsuccessful payment, a refund, a dispute and a delayed payout. Confirm the contact method and any service commitments you depend on. Do not assume approval by one service means approval by another.

1. Describe the sale. Record what you sell, the usual amount, delivery timing, customer location and whether the payment is one-time or recurring.
2. List what must keep working. Include checkout links, subscriptions, order records, refunds and the accounting reports you use. Ask about each required integration and what can and cannot be transferred.
3. Review the account terms. Compare approval conditions, total fees, payout timing, reserves, cancellation terms and dispute support before committing.
4. Plan the transition. Confirm the new account is approved and ready before replacing customer links. Keep access to the old payment records and a way to handle outstanding refunds or disputes.