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ACH payments

Accept payments from US bank accounts.

Offer ACH for invoices and orders. Connect customer authorization, bank account validation and payment status to the amount being collected.

Discuss ACH for your business

ACH availability, fees, limits and payout terms depend on your account.

ACH paymentPermission. Validation. Payment.
AuthorizationCustomer permission
Account validationRequired bank checks
Customer bankUS bank account
ProcessingFollow the payment record
Payment resultCompleted
If returnedReview the reason
A submitted bank payment can still be pending or returned. Follow its recorded status.

Bank payments with a clear record.

Payment authorization
Record customer permission for the amount, purpose and payment arrangement.
Account validation
Complete the bank account checks required for your payment channel and account setup.
Invoice reference
Keep the payment connected to the invoice or order it is intended to cover.

How it works

From authorization to payment status.

Bank payments continue processing after the customer leaves checkout.

  1. Get authorization

    Retain the customer’s permission for the debit.

  2. Validate the account

    Use the required validation method before submission.

  3. Submit the payment

    Keep its reference with the invoice and authorization.

  4. Follow the result

    Track processing, completion and any later return or payout adjustment.

For consumer debits authorized online, account validation applies to first use of an account number and subsequent changes. Ask the integration team for the method required for your setup.

Track bank payments after submission.

Processing
A submitted payment is not a guarantee of funds. Set fulfillment and invoice updates accordingly.
Returned payment
Read the return reason before retrying. Another attempt may require corrected details or new authorization.
Deposit and reporting
Match the payment and later adjustments to the payout report, then check the bank deposit.