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Card services

Secured credit for your digital wallet.

A virtual Visa secured credit card backed by your security deposit. Use it with Apple Wallet or Google Wallet, where supported.

Ask about card services

An inquiry is not an application.

Virtual secured creditOne card. Two separate balances.
Secured credit card
Security depositBacks the credit account
Purchase balanceRepaid in full each month
Your deposit backs the account. Repay purchases separately under your cardholder agreement.

Know the cost. Understand the deposit.

Security deposit
$200Minimum deposit

Backs your credit account. It does not pay for purchases.

Annual and monthly fees
$0Annual fee$0Monthly fee
Repayment
Pay in full each monthRepay your full statement balance. Earlier or daily payments are optional.

Eligibility, credit limits, other charges and terms for returning your deposit are governed by the cardholder agreement.

From purchase to monthly repayment.

Keep the security deposit separate from the statement balance you repay.

YOUR SECURITY DEPOSIT

Backs your account.

Purchases create a separate balance to repay.
Purchases & repaymentOne purchase, from start to finish
  1. 01

    Use your card

    Pay through your digital wallet.

  2. 02

    Review your statement

    Check your purchases and the amount due.

  3. 03

    Pay in full

    Repay the full statement balance each month.

A $64.00 purchase adds $64.00 to your purchase balance. Repay that balance in full; your security deposit does not make the payment.

Digital wallets

Take your eligible card into your wallet.

Follow the instructions from your wallet app and card issuer. Availability depends on your card, device and region.

View wallet guideHide wallet guide

Start in Apple Wallet.

Tap +, choose Debit or Credit Card, then Continue. Enter your Ledgix card details manually.