Start nowContact sales

Merchant services

Accept card and ACH payments.

Credit card processing and ACH for US businesses in USD, with account setup, online checkout and payment reporting.

Start nowDiscuss your business

Your application opens in Trolleys, an Etail Depot service. Account approval and setup apply.

Account setup

Set up your account.

Apply with your business and ownership details, review your account terms and complete setup after approval.

Prepare your application
Business profile
Studio StoreOnline retail · United States
  1. 01
    Business informationCompany and activity
  2. 02
    Business ownersOwnership and representatives
  3. 03
    Payout accountReceiving bank details
Submitted through your account service.
Payment acceptance

Accept payments online.

Offer the card, wallet and ACH options enabled for your account. Connect each payment to the customer’s order, invoice or payment request.

Explore the customer payment experience

Wallet availability depends on account setup and the customer’s card and device. ACH has separate fees and terms.

Ways your customers pay.

Discover
Apple PayGoogle Pay
Payment operations

From payment to bank deposit.

  1. 01

    Capture

    Submit an authorized payment for processing.

  2. 02

    Settlement

    Settlement and payout are separate stages. A settled payment does not confirm that funds have reached your bank.

  3. 03

    Payout calculation

    Review the payments, fees, refunds and chargeback adjustments that make up the payout.

  4. 04

    Bank deposit

    Match the payout report and deposit reference to your bank statement.

Understand your payouts

Your account’s payout schedule applies. First payouts, reviews, holds, reserves and bank processing can affect timing.

If a payment result is unclear

Check the existing attempt before trying again. A timeout does not establish that the payment failed, and a customer screenshot alone does not confirm payment. Contact account support if the result remains unclear.

Follow refunds and disputes.

Start with the original payment. Track a refund to its outcome, or follow the dispute notice, requested records and response deadline. Adjustments can affect later payouts.

Manage a refund

Start with the original transaction and track the refund status. Before settlement, a void or authorization reversal may be appropriate. Available actions depend on the payment status and your account permissions.

Respond to a dispute

Check the reason, response deadline and requested records. Follow the case through its outcome.

Manage refunds
Pricing

Credit card processing fees.

$0 setup fee. $0 monthly fee.

See all fees and calculate your costs
2.9% + 30¢

Per successful domestic online card payment.

Published offer for US businesses accepting payments in USD. Account approval applies. Your accepted fee schedule determines your charges. ACH pricing is separate.